Boku, governed by the laws of the state of California, is a unique payment service that utilizes mobile numbers to conduct secure transactions. Many major mobile companies signed on in 2009 making the service available in 68 countries with more than 250 carriers plus its most recent partnership with Neteller. The Boku team is comprised of talented professionals with experience in a variety of relevant industries including Amazon, AT&T, Visa, Bank of America, American Express and Intuit. Customers have the ability make purchases from all sorts of merchants including Facebook, Sony, Spotify, Lookout and Riot Games. The site supports English, Dutch, Spanish and French languages and support is available in over 20.
How Does Boku Work?
The platform is supported whether online or off and on several devices including smartphone, desktop computer and Smart TV. Customers can use Boku’s payment service with one convenient tap on your mobile device. The registration process is done using your email address and mobile number. The company will primarily communicate with you via text message. Receipts for purchases are also sent via SMS.
So how does it work? Each purchase made is charged to your mobile phone bill. All your purchases will appear on your monthly statement. For example, when using a registered application you may want to make an in app purchase or sign up for a subscription. Rather than enter payment information such as credit card details or bank account numbers, users can simply use their mobile number to charge the purchase to their phone bill. Another example of how to use Boku would be playing video games on a gaming console such as Playstation. All game purchases etc. will be charged to your phone bill by selecting the “pay by mobile” option at check-out. Facebook games also tempt us to purchase boosts and other added features and this is where Boku also comes in handy on your desktop computer.
1-Tap is simple to use. When making a purchase with a registered merchant, select the item to purchase, choose the “pay by mobile” option and confirm.
Pros & Cons
Transactions are processed securely and conveniently with nothing but you phone number. This prevents you from having to enter credit card information, which is especially beneficial to those that live in regions where their cards are not widely accepted.
Should there be a dispute with any purchased item or service, customers can file a claim with Boku directly if unable to resolve the matter with the merchant first.
Users are subject to Boku E-Money transaction limits but then again every payment method has its limitations.
In terms of online gambling, Boku is available at operators such as Chomp Casino, Northern Lights and Sapphire Rooms.
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