Webmoney is an electronic cash and internet payment system that compares well with PayPal, E-Bullion, E-Gold, and other alternative payment services. Common payment method for the following countries: Russia, Ukraine, Kazakhstan, Belarus, Kyrgyzstan, Tajikistan, Uzbekistan.

It offers a quick and mostly anonymous alternative payment service however their registration process asks for email verification and customers are encouraged to giver further verification through an SMS message. This means that it is more strict than E-Gold when it comes to requirements for opening and utilizing an account.

WebMoney verification does however give the following great advantages: being able to use their arbitration service; your own private key file retrieval if you are in the unfortunate position of having lost control over your account; credit activities; access to internet services, online exchanges, and info resources that requires personal client ID. Verified clients can issue special trust certificates to other clients and in turn take fees for this service. Any client is able to become a verified Registered client. They are then Verified Registers that are able to verify other WebMoney clients.

How does WebMoney Work?

You can send money by going to WebMoney’s ‘Send Money’ tab and following your on-screen instructions. You only require the recipient’s email address to be able to make the payment.

You can receive money by providing the payer with your email address, which will allow him or her to send you payments via Moneybookers. When someone sends you cash via Moneybookers, the funds will be automatically credited to your personal Moneybookers account.

Transactions are done with the help of WMTransfer software, and fall into one of three categories. WebMoney Keeper Classic is a downloadable standalone application, which you install on your computer. WebMoney Keeper Light is a secure application that you can use if you do not want to download and install the client software. Lastly, Telepat is technology that allows you to control your account via any cell phone or mobile device that has Java.

WebMoney Pros and Cons

WebMoney’s transfers are safer because your information is not stored in their system like with some other e-payment systems, who regularly struggle with phishing schemes. They make online merchants immune to certain fraudulent behaviors because transactions are final.

WebMoney uses an instant message system as a way to extend credit and send bills and you are also able to protect your payments with your own private password.

WebMoney has had its criticisms as can be expected with a company that is doing so well and have grown so much in such a short time. One negative aspect is that you cannot buy WebMoney credits online with PayPal account or a credit card. The system also sometimes blocks accounts without first notifying the client in question.

There are clients who say that WebMoney have neglected them and that they are unhappy with their customer service. Customers are only able to settle general issues telephonically and any arbitration and law issues are only negotiated via a painfully slow email process.

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