Can you make an ACH withdrawal to a prepaid VISA?

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    Last post ago over 5 years by
    sunydays
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      Super Hero
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      • No avatar normal
        • Started by
          Super Hero
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        • last active 20 hrs ago
                    I use a prepaid VISA for some dep. and wanted to know if you can use ACH on it like a checking acct?  In theory it's almost the same. 
      • Archnye
        • Replied by
          admin
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        • last active 10 hrs ago
        Hi bongo,

        ACH is essentially and electronic check. To initiate one, the casino would likely ask for bank account details including a routing number/BIC which will not work for cards. You would have to request a credit to a Visa/Mastercard if allowed.

        Hope that helps.
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          Super Hero
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                Yeah, froggy it's just that I use a prepaid/reloadable VISA  that I have some money directly deposited  on from my job .  It has a routing number,  etc.  I don't see why they couldn't  treat it like a checking acct.  I mean it's essentially getting an ACH deposit every two weeks anyway, right?
      • No avatar a78
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        • Archnye
        bongo,

        it you have ones like netspend or greendot, or any of them that take direct deposit, you CAN do it.

        I have been doing it for years.  I do it with the IRS on my refunds, and I also do it with my winnings.  All you have to get is your account number (NOT your card number)
        usually the places online like netspend will give you a separate account number, and you can have many cards including virtual cards incase you do not want the casino to know your card number.

        Ask them for direct deposit details, and they will give you your account number, the 9 digit routing number, and the bank that it is going to.  You also need to let them know it is going to  your CHECKING account if they ask. 

        If you are from another country other than US, this may not work, the routing numbers are different, you will have to ask someone in the chat at your casino.

        Hope this helps, Suny 
      • Archnye
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          admin
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        Prepaid was the key word. These are unique. Sorry, I saw VISA and missed it.  sundays is absolutely right when it comes to prepaid cards. There is an account number and routing number given that allows for transactions to run the ACH network and post to your prepaid card.

        Many times prepaid card issuers use a pseudo routing number for these cards which will not match their standard routing number. So be sure to contact them to find out exactly what it is if you haven't already. Has to do with data protection or something if I recall.
      • No avatar normal
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          Super Hero
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                  Yeah, it's similar to the cards you mention sunydays,    When I went to fill out a direct deposit form  (from my employer) I pulled the info. up on the company's website and they had a deposit slip that looked exactly like a checking acct.  and they even said when asked about what kind of acct. it is, to state "checking".  So  I think I am going to try that.  I  miss Neteller
        with the ATM card,    Don't get me started.
      • No avatar a78
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        I really used to love Neteller too, but Netspend works just as well, and they just recently have added extra security to the account to I am more comfortable with it.  You can have a pin number and use it just like an ATM card, so It is I think it is very versatile, especially since they added the virtual card to the mix.  This really adds to your security, and secrecy
        if you want to keep a special card just for gambling that doesn't attach to your other numbers.

        I used to like Greendot the best after Neteller pulled out of US, but got screwed by them, when they decided all of a sudden they did not want to deal with gamblers.

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