US player in need of help regarding Canadian Check

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    Last post ago about 3 years by pokergranni
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      • Avatar 1625
        • Started by
          Hero Member
          776
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        I have bit of a dilemma here, I received a check from Jackpot Capital for my winnings of approx. $650.00, in record time I might add ... 4 days from withdrawal to actually receiving a check.  I now have a problem in that I cannot cash the check anywhere because it is drawn on Royal Bank of Canada.  It is in US funds but both of my banks said they would have to send it out for collection and would charge a fee for that as well as putting a hold on the funds for at least 4 weeks up to 75 days!  This is absolutely outrageous.  I am in the US so don't have many options as far as cashout goes.  I could not use the Western Union option because you can only use that once a week and I had already had a cash out via that method 3 days before.  I need to pick everyone's brain for options to avoid having to wait 1-3 months for the funds. I spoke to Jackpot Capital and they told me they could put a stop payment on the check but it would take 2 weeks and the charge would be $250 to stop the payment. I almost died when he said that!  So, what can I do short of going to Canada to cash my check?  Anybody have any ideas on what I can do?  I don't mind having to wait maybe 7-10 days ... but 4 weeks to 75 days is a little bit too much!  Thanks in advance for any help you can provide! 
      • Archnye
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          admin
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        Foreign collection of checks takes time. There's nothing from a banking standpoint, that I have ever seen, that can be done with that check to get you the money any sooner. It sucks, I know. $250 for a stop payment is crazy! Hopefully someone else may have some ideas for you. Good luck!
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        I had the same situation. There's really no way to get around the collection time period of 4-8 weeks. If it's drawn on a Canadian bank account. I did some research and read somewhere that Wells Fargo releases the funds immediately into your account, of course provided that your account is seasoned with no overdrafts for the past 6 months. I just decided to wait instead of $250 check cancellation fee and another $40 for ach transfer fee. I'll definitely go with another withdraw option the next time.

        Sent from my SAMSUNG-SGH-T989 using Tapatalk

      • Avatar 1625
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        I should have waited the extra 4 days and just cashed out via Western Union like I did the first time.  I willt know better the next time.  Its a shame that the option is only available 1 time per week.  The Western Union way was fast and I had my funds the same day it reached the processing stage which only took 2 days from request to process.  I had my money by the third day.  I will give props to Jackpot Capital .. they are really quick.  That was the first cashout with them and I didnt have any problems or hassles or excuses about being paid.  Then the check 3 days later was the second cashout and that was done lightening fast also.  Pretty good for being a US player and not having to jump through hoops to get paid .. now only if we could get checks cashed without a delay.  I would have been able to cash the check if the bank had a branch in my area ... but they dont.  There are some branches of Royal Canadian Bank in the US but not close enough to me. 
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        TD BANK open an account and deposit the check
      • Avatar 1625
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        dopicomama wrote:

        TD BANK open an account and deposit the check


        Called them and they said 7 days which I thought was pretty good.  BUT ..... I decided to just go ahead and go to Bank of America, where I have my account and just suck it up!  GUESS WHAT??? I walked in and asked for a manager because of the check and they told me that I didn't need a manager and that the head teller could assist me .. they took me up to her window and I gave her the check, asked how long they would hold the funds and she looked at the check, then looked at me and said "The funds will be available tomorrow, but anything that posts tonight will be covered".  I almost died!  I told her I had heard so many horror stories about Canadian checks and funds being held for 4-8 weeks and she said, well that all depends on your relationship with the bank.  She said my account was perfect and never had issues so they weren't going to hold any of the funds.  Said that it does sometimes take them that long to collect the funds but that it all depended on the check, the Canadian Bank it is drawn on and the customer.  I was so happy!!!!!!  I stressed myself out over nothing I guess.  Phew!  It's been a great day!
        Thank the lord!
      • Index
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        Glad is all good now, 
      • Me
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        great news trpschick
      • Archnye
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        That's fantastic news! So happy that it all worked out
      • Poker face funny
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          Super Hero
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        Congrats trp on your win and getting your money so quickly!

        AND...Thanks for posting your situation here at LCB. 

        It really helps us, U.S. players, to know that we can be somewhat safe about depositing and withdrawing with some online casinos and especially Jackpot Capital.  I hope this ends up a win/win for U.S. players and Jackpot!  It's so nice to hear that an online casino really isn't out to screw their players out of their money.

        Again, Congrats on you win! 
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        Congrats on the win and glad it all worked out ok in the end.  How frustrating this all is for you guys in the US. 
      • Poker face funny
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          Super Hero
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        Frustrating it is Blue!

        But, don't you know that we are the land of the free??????????  B.S. is what it is!!!
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        pokergranni wrote:

        Frustrating it is Blue!

        But, don't you know that we are the land of the free??????????  B.S. is what it is!!!


        What land of the free???  Last time I looked, we are about a stones throw away from a police state! 
      • Poker face funny
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        trpschick wrote:

        pokergranni wrote:

        Frustrating it is Blue!

        But, don't you know that we are the land of the free??????????  B.S. is what it is!!!




        What land of the free???  Last time I looked, we are about a stones throw away from a police state! 



        I was only trying to make a joke out of the chappy situation U.S. players are in these days!  Oh and by the way,  I agree with you!
      • Avatar 1625
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        pokergranni wrote:

        trpschick wrote:

        pokergranni wrote:

        Frustrating it is Blue!

        But, don't you know that we are the land of the free??????????  B.S. is what it is!!!




        What land of the free???  Last time I looked, we are about a stones throw away from a police state! 



        I was only trying to make a joke out of the chappy situation U.S. players are in these days!  Oh and by the way,  I agree with you!


        PG ... I wasn't upset by your comment... YOU ARE DEAD ON ... but the people in the US need to start paying attention ... There are changes coming that no one is going to like and online gambling is going to be the least of anyone's worries.  I guess they figure if they take all of our options to collect our winnings away, then we all will be forced to comply and obey their rules ... after all ... they are the powerful and almighty and think that whatever they say goes ... guess what?  Their time is near .. the future for most of these guys is not going to be too bright.  Sorry got off topic, yes Jackpot Capital approves and pays out very quickly for US players.  They have a lot of withdrawal options, which is nice.  They even do Western Union as a payout option for US players .. the only thing I do not like is that most of their options only allow you to use them once a week.  So if you happened to win a biggie and then 2 days later won again you would have to use a different method of payout or wait until the week was up before you could use Western Union Again.  I know that if this ever happens again I will certainly wait the extra couple of days and do the Western Union option.  That was so fast and so easy and I had no hassles at all!  They send you all the information you need to pick it up .. name of the sender, the country, money control number et.  There were never any questions asked at all when I picked the money up.  5 minutes and I was on my way with cash in hand!  YEAH ... BEST way to cash out for US players if the casino you are playing at uses that as an option.  I highly recommend Jackpot Capital ... I was tired of playing at the casinos that make you wait days and days and days just for approval and then its weeks until you see your money.  Aggravating to say the least!

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