svc charges for deposit with a credit card

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    kynettie

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        kynettie

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        i don't know if this was posted before but i couldn't find anything. I just started playing (depositing) few weeks now. I got my bank statement yesterday and they show svc charges of 60 cents for every deposit. Its call INTRNTL TRAN. I use my debit card because i live in the states and don't have neteller or ewallet. Is this common with all casino if you used a debit card?  I can see them charging me a small fee if i cashout, but not when i make a deposit. If anything the casino should wave the fee if they want me to deposit there..
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        cheetahwind

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        That's a fee your bank charges to supposedly cover the costs of coverting your funds to whatever currency there actually charging in.  Normally if you use your card for a merchant other than in the US.  Most banks will get anywhere from 1% to 3% of the total sale for an international fee.  As they so call it.  Some places like Netspend don't bother with a fee or do just a flat fee like Wired Plastic of .45 cents per transaction no matter how small or big the transaction is.  This an actual bank fee not a fee they impose.
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        PMM2008

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        I always wondered what that fee was all about..

        thank you cheetahwind

                                                    PMM
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        blueday

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          It's not good that you get charged for spending what is your money in the way you want to spend it.  Do you get charged when you pay a bill?  It's very annoying/unfair that you guys and gals have to "pay pay pay" everytime you want to deposit or withdraw to and from casinos.

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          wnanhee

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          blueday wrote:

          It's not good that you get charged for spending what is your money in the way you want to spend it.  Do you get charged when you pay a bill?  It's very annoying/unfair that you guys and gals have to "pay pay pay" everytime you want to deposit or withdraw to and from casinos.

          blue


          Amen!!!
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          kynettie

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          cheetahwind

          I called my bank about this and they said its not them. Its the company i'm dealing with.  I play poker at this well known place online and they don't charge a fee. At first i thought it was them that was charging me because i'm been depositing alot lately, but when i got my bank statement it was all the casino deposit. I know its only pennies, but the principle of it we already spend lots of there they should eat the fees.
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          cheetahwind

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          Ummm ask them to look in your debit card agreement.  If it's not them it might be the processing company they go through that's taking the fee.  Trust me it's not the poker site taking the fee.  I do lots of international transactions daily on my netspend card and never have incurred this fee on that card.  Otherwise like my wired plastic incurs a $0.45 fee or my only one gets a 2% of my transaction fee for doing an international transaction.
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          tyesmommy

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          Wow, I've never heard of this. Time to start playing elsewhere.
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          max1mike

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          funny. i got slammed for over 30 bucks from a rival on a withdrawl...they said it was the bank, but the bank had separate chrges for the international transfer fee...

          no rep from the casino in question here, so i got screwed outta 30 + 30 in bank fees...sucks but still came out a few bucks ahead.
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          genenco

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          max1mike wrote:

          funny. i got slammed for over 30 bucks from a rival on a withdrawl...they said it was the bank, but the bank had separate chrges for the international transfer fee...

          no rep from the casino in question here, so i got screwed outta 30 + 30 in bank fees...sucks but still came out a few bucks ahead.



          Well, I did a wd from VRC and that was $14.95 and then the bank charge of $15.

          Which rival was it?? Very strange to me.
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          cheetahwind

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          These fees might not be directly imposed by the bank but possibly the people who issue there debit cards.  Most banks don't issue there own debit card in house because of the cost.  Most contract with Shizam, Star, or some other issuer to issue there debit cards. So it's probably a fee imposed by the issuer not the casino.  Most debit and credit cards carry these fees.  Like I'll give an example from only 1.
          If you obtain your funds in a currency or country other than the currency or country in which your Card was issued, the Issuer may increase the currency conversion rate (described in the immediately preceding section) up to an additional 2% and will retain this amount as compensation for its services. This charge is independent of the currency conversion rate established by Visa U.S.A. Inc
          [/quote >


          Or from Account Now

          [quote]

          If you obtain your funds in a currency or country other than the currency or country in which your Card was issued, the Issuer may increase the currency conversion rate (described in the immediately preceding section) up to an additional 2.95% and will retain this amount as compensation for its services. This charge is independent of the currency conversion rate established by MasterCard International Incorporated or Visa U.S.A. Inc. (depending on the card you have)


          You'll need to pull our your debit card agreement and read the section called reguarding international transactions.  This is where it'll detail how much the issuer charges for doing an out of the US Transaction.  Some don't charge (ex: netspend) and others do charge.

          Hope this helps clears a few things up.
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          helwin

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            I noticed my Greendot has me in the negative $6 some odd dollars and it's not the monthly maintenance, it's intl' fees. They didn't used to do this. I guess they figured if you can't beat em (stop us from online gambling) with card, they may as well join em (cash in on our fun)

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