December is the major expense of shopping. Every year i say the same thing. I am not going to go overboard and i am not going to put anything on a credit card.
Just like New's Years resolutions that goes out the window, getting caught up in the moment and spend more than i should. Using credits too is another broken promise i make to myself. When the season is over i find myself paying off a credit til June or never!!
Do you stick to your budget and is it a cash or credit season?
Cash or Credit this shopping season?
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