Cash or Credit this shopping season?

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    Last post ago about 7 years by Lipstick
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    Lipstick

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        Lipstick

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        Hi Members,

        December is the major expense of shopping. Every year i say the same thing. I am not going to go overboard and i am not going to put anything on a credit card.

        Just like New's Years resolutions that goes out the window, getting caught up in the moment and spend more than i should. Using credits too is another broken promise i make to myself. When the season is over i find myself paying off a credit til June or never!!

        Do you stick to your budget and is it a cash or credit season?

        Lips
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        BIGLEAN

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        ***** Never take the BLAME nor the CREDIT for something you did not do*****
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        I always go over my budget because I am a big giver and I don't want anyone to feel left out or sad at Christmas time! Even if it isn't expensive everyone gets something

        And it will definitely be cash this year! I cut up all my cc's, huhm maybe that will keep me on budget, because when the cash is gone, it's gone!!!
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        Cash for me....spend what I got..which, sadly is all of it. Doesn't mean I don't borrow from here or there (my mom is a soft touch) and detroy the budget (I too like giving) but I don't really come out of it in any real sense of debt..I just sacrifice things for me instead.
        Since my birthday is a week before, I've often spent money recieved on my bday on xmas gifts for others rather than myself
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        Lipstick

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        One trick i learned that i wish i didn't know about when it comes to credit cards. Especially department store credit cards.......show your drivers license and you good to go.......charge charge charge!!!

        Lips

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