Cash or Credit this shopping season?

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Last post made 14 years ago by Lipstick
Lipstick
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  • Hi Members,

    December is the major expense of shopping. Every year i say the same thing. I am not going to go overboard and i am not going to put anything on a credit card.

    Just like New's Years resolutions that goes out the window, getting caught up in the moment and spend more than i should. Using credits too is another broken promise i make to myself. When the season is over i find myself paying off a credit til June or never!!

    Do you stick to your budget and is it a cash or credit season?

    Lips
  • I always go over my budget because I am a big giver and I don't want anyone to feel left out or sad at Christmas time! Even if it isn't expensive everyone gets something wink

    And it will definitely be cash this year! I cut up all my cc's, huhm maybe that will keep me on budget, because when the cash is gone, it's gone!!!

  • One trick i learned that i wish i didn't know about when it comes to credit cards. Especially department store credit cards.......show your drivers license and you good to go.......charge charge charge!!!

    Lips

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