Kiva, my personal summer project,join in!

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Last post ago 4 months by hobitgirli
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hobitgirli

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Life is like a game, remember play fair!

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      hobitgirli

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      Life is like a game, remember play fair!

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      It was nice to win in monthly contest in LCB+LBB, it makes me think one past contest when part of prizes were Kiva vouchers. That was super  <i_love_lcb>

      Thinking about that help me make decision that everytime in future when I won in contest it is time to claim Kiva voucher soon as possible and give a Kiva loan. Like I did today.
       
      And it should not be too easy, just for winnings,I am going to save from normally activity in LCB 25 euros during summer so I can give at least 1 or 2 new loans via Kiva before August.

      Would you like to do that too? It would be nice if  Kiva Lending Team: latestcasinobonuses.com  could give many new loans to people who desperately need it!

      It would be super if you post in this topic during summer did you able to give new loans 
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      lakandan

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      Well, just thinking  also of buying another Kiva before August, hobitgirli .    In a small way, I/we can help those needing funds to help them better their life. 

      Just hoping that what we lend to Kiva, 0 % , must also what the Non Government Associations that directly deals with Kiva, do to those recipients.  I read somewhere that Kiva lend to NGOs/Cooperatives at zero percent but these NGOs/Cooperatives  lend them to these people we see at Kiva website at a higher interest .  Hope I am wrong . . er  . . . what I read was not true.

      Though that will not stop me from being a Kiva member .  <i_love_lcb>
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      hobitgirli

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      I have join in Kiva's LCB team and trusted that operating because LCB has organized a big fundraisers via a reputable charity, Kiva and LCB  support their operations in own LCB site quite visibly 
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      cheetahwind

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      Well my only question and I realize this may be a bit of paranoia going on with me.  Mainly because I've had a few bad experiences with crowd based lending before.

      Has anyone actually had a loan repaid in a reasonable time frame?  Like I realize I just loaned to someone on the 3rd of May.  Yet I would have though within the month my first payment would have already posted.  yet my loan is still sitting on 0% repaid.

      Do these loans take a significant amount of time to be repaid, or do some repay quickly?  Does it all vary on the borrower and country there in?  Also do loans actually default on Kiva?  Just seems like a waste of a prize from LCB if my first loan goes into default.  So all I think are a few valid questions before I go jumping in on any other loans.
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      Milaneli

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      That is something you can't change, some websites cheat some are really doing a great job while helping the ones that need it the most. I am also kinda paranoid, but just do your part - "lend" someone 25$ or so and hope it will arrive to their address. All the lending site around the globe got "haters" who trashtalk about their project. I truly believe that Kiva is doing it all right.
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      hobitgirli

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      I truly believe also that via Kiva can help those people who need help. I start giving loans just in this year so my loans cant be full paid back, but I have receave already small payment which I have donate to Kiva. My top priority is that money which I loan is really going to person who definitely need that, if situation is that he/she cant pay back I dont care so much as long as person can buy with my money what need. And if can pay back I will give for that  money new loan to new person. I think it could be long time charity work some way.
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      eberetta1

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      cheetahwind wrote:

      Has anyone actually had a loan repaid in a reasonable time frame? 

      Do these loans take a significant amount of time to be repaid, or do some repay quickly?  Does it all vary on the borrower and country there in?  Also do loans actually default on Kiva?  Just seems like a waste of a prize from LCB if my first loan goes into default.  So all I think are a few valid questions before I go jumping in on any other loans.


      After the loan has funded for the individual I have loaned funds to, I go to that persons profile I click on Loan Details. It has a column called Loan Length, my current loan to Ma. Linda says 9 months. Then I click on the column that says Repayment Schedule. It brings you to a screen that says each of the individual months the loan will be getting paid(estimated, actual, and comments).

      Some loans start paying the following month, others start two to four months after the loan begins. Some loans pay equal installments, some pay back in varying amounts, all this is stated in the Repayment Schedule, so there are no surprises.

      I like to loan to people that are not on their first loan.
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      hobitgirli

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      Life is like a game, remember play fair!

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      Very good writing eberetta1 
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      muzejpri

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      I am considering lending first 25$ I earn on LCB to less fortunate on Kiva. Heard great feedback about their project, and I will definitely try it out.
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      budala

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      definitely a worthy cause ! big thumbs up to LCB and all members lending through Kiva
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      hobitgirli

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      Life is like a game, remember play fair!

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      August is soon here, hope I manage give a new Kiva-loan in time, still got couple of days,wish me luck 
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      hobitgirli

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      Life is like a game, remember play fair!

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      Summer promotion failed,sadly  :'(      I did claimed Kiva voucher in this week but did not remember that I should claim more casino chips first. Unfortunately my PayPall account is not active so I cant donate or loan via that to Kiva. Also regularely casino places where I play possible chips are claimed and there is no point me to deposit 25-50e to casinos just to get chance claim casino chips and after that Kiva voucher. It was anyway good idea but now somebody have to wait few extra weeks that it is possible me to give loan. Sad but work continue anyway 
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      lakandan

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      wow, never know that Kiva have the same requirements as that of the e-wallets on the shop

      I just purchased two Kiva last week , just as I promised, for the month of August deadline, hobitgirl 

      Though, fingers crossed, it gets approved 

      I do really like to help, now that I seen that are many of my countrymen needing funds to better their lives.
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      lakandan

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      Thank you LCB.  My purchased of two Kiva vouchers went through and had again the chance to  help two fellowmen  better their lives.

      Glad LCB showed me the way 
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      cica001

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      Total loan: $400
      Powered by 7 lenders
      Nana's Group
      Mali Deguela, Mali / Farming


      Paying back delinquent
      0%  repaid


      Repayment schedule


      Expected Actual Comments
      Aug 2016 $400.00 $0.00 Delinquent

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