Well, I thought I'd check my credit report. I am fully aware of past mistakes and wondered how they were fairing. I found my total of bad debt is just a bit under 27K.
Now back in 1995, I filed CH 7 on over $30K (Most was cash advances/Gambling addiction) and so I found out that even if you do go this route, the pain in not bad unless you have more then 1 car and possibly a house. Since I had neither, the pain was nothing.
Now I "Could" wait another year and they'll basically drop out as the statute for my state is 6 years. Not that they can't bug me for repayment, but legally they can't win in court. Or, I could just file and be done with it. That would mean I have to stay renting for a bit longer, I "Might" get hit with having to repay some of the debt (Bankruptcy is not as loose as it was before the legal changes, repayments as low as $50 a month aren't uncommon)
So, I am debating doing such. I know some here would say I should repay, I'd like to frankly, but that debt is just a tad much and unless I won a medium lottery prize ($40K or so) I just cannot see this occuring.
So, I'll be pondering my options. 8'| 8'|
lcb activities in the last 24 hours
Most viewed forum topics
Let's welcome spring with another real cash contest! We've had many new casinos launching and of course - we want to test them all! Choose a casino to test and take part in the March contest for a...
March 2024 $500 REAL CASH Contest: Let's Test Casinos!
Reel Fortune Casino - Exclusive No Deposit Bonus New players only - US OK! Amount: 40 free spins on slotCa$hablanca How to claim the bonus: Players need to sign up through our LINK . once registered...
Reel Fortune Casino Exclusive No Deposit Bonus
Slots777.Casino - Exclusive Free Spins New players only! - NO US 20 free spins on Fruletta How to claim the bonus: Players need to sign up through our LINK , open the game and the free spins will be...
Slots777.Casino Exclusive No Deposit Bonus
Share on
Twitter
Facebook
Delicious
Reddit